Home Industries Pet Services
Pet Services · Merchant services

Vet, grooming, daycare & boarding

Pet businesses blend retail, services, and recurring revenue in ways most processors can't handle. Vet emergencies need card-on-file ready to go; daycare regulars need pre-paid packages; boarders need deposit holds. Xray sets up pet accounts that handle all of it on one terminal.

2.3%
Avg effective rate on pet-services mix
$165
Typical service visit
94%
Card-on-file emergency-charge approval rate
0
Lost packages — balances stored to the customer
The pain

Why generic processing fails Pet Services.

"My credit card is in the car"

Vet emergency, owner stressed, payment chaos. You want card-on-file pre-collected before the dog crashes.

Daycare packages that nobody tracks

10-day package for $250 sold in January. Owner shows up in May claiming they've only used 4. You have no clean record.

Boarding no-shows

Booked for Christmas week, owner cancels Dec 23. Your peak revenue slot is now empty.

Retail mixed in with services

Sell heartworm meds and treats alongside grooming services. The terminal can't handle SKUs and services in the same ticket.

How we fix it

What Xray actually configures for Pet Services.

Card-on-file at first visit

Owner enrolls card during intake; future visits and emergencies charge automatically with itemized receipts.

Pre-paid package tracking

10-day package stored as a balance on the pet's record; daycare check-in decrements automatically; owner sees remaining balance at any visit.

Deposit holds for boarding

Card-on-file holds 50% deposit at booking; auto-releases on completed stay; auto-charges on no-show per policy.

Unified retail + services

Same Clover Mini scans heartworm meds, services a grooming appointment, redeems a daycare package — one ticket, one receipt.

Programs we run

Configured on your account before activation.

  • Card-on-file vault for emergencies
  • Pre-paid package management
  • Deposit holds for boarding reservations
  • Recurring billing for monthly grooming plans
  • Cash discount on retail (treats, accessories)
  • Gift cards for services

Software & integrations

Bidirectional, real-time wherever supported.

  • AVImark, Cornerstone, ezyVet (vet practice management)
  • Gingr, Pawfinity (daycare/boarding)
  • PetExec
  • QuickBooks Online for monthly close
  • Vetstoria, PetDesk (vet booking)
Built for the work

Features tuned for Pet Services.

Card-on-file vault with auto-charge
Pre-paid package balances per pet
Boarding deposit hold and release
Recurring monthly grooming subscriptions
Owner signature capture
Retail SKU scanning alongside services
Pet profile (notes, allergies, photos)
Reminder SMS for appointments and packages
A day in the life

What it looks like on a Tuesday.

Vet clinic Tuesday morning: dog comes in for an unexpected ear infection — $385 visit. Owner enrolled card-on-file at first visit 2 years ago. Vet runs the charge from the exam room; owner gets SMS receipt before she's out of the parking lot. Daycare next door: regular customer drops off her dog Wednesday morning — Clover Mini decrements her 10-pack ($250 prepaid) by one; remaining 4 visits shown on the receipt. Friday boarding booking for Christmas: card-on-file holds 50% deposit; system tracks the dates.

What everyone else misses

Why generic processors fall short.

Most pet-business processors hand you a generic terminal with no card-on-file workflow, no package tracking, and no concept of "the customer is the owner of the pet, not the pet." When a pet emergency walks in, you're running cards manually while the dog's in distress.

$
What this saves you

The actual math.

A vet clinic doing $1.2M with 6,000 visits at flat-rate 2.6% pays roughly $31,200. Interchange-plus saves $6-9K. Card-on-file emergency charges and boarding deposits typically capture another $20-40K of "couldn't collect" revenue annually.

FAQ

Pet Services questions, straight answers.

Can I store cards for repeat visits?

Yes — card-on-file enrollment at first visit, tokenized so you're never holding card numbers. Auto-charge with itemized receipt by email.

How do daycare packages work?

Owner buys a 10-day package; balance stored on pet record; daycare check-in decrements automatically. Owner sees remaining balance on every receipt.

Can I charge a boarding deposit?

Yes — 50% deposit auth at booking, full charge on completed stay or no-show per your policy.

Will this work with AVImark?

Yes — and Cornerstone, ezyVet, Gingr, and others. Payments flow back to the practice management system automatically.

Ready to set up Pet Services processing the right way?

Bring your last statement and we'll send a custom rate quote in under 24 hours — no obligation, no boilerplate. We'll spec the hardware, configure the programs, and have you live in 3 business days.