Sell online with the three best gateways in the business.
NMI, Authorize.Net, and the XRay Gateway — pick the rails that fit your stack. Then drop in our plugin for whichever cart you're already running.
Three rails. Pick the right one for your stack.
No matter which gateway you choose, your account, settlement, statements, and support all stay with Xray.
NMI
- Customer Vault with account-updater service
- Three-step redirect & Collect.js hosted fields
- Recurring billing with smart-retry logic
- iframe + REST + classic API support
- Apple Pay, Google Pay, ACH, and gift cards
- Level 2/3 enhanced data for B2B
XRay Gateway
- Modern REST API with idempotency keys
- Webhooks for every event & signed payloads
- Hosted Pay Page + drop-in iframe
- Tokenization & multi-merchant routing
- Fraud scoring + customizable rules engine
- Direct-to-Xray support, no third party
Authorize.Net
- Accept Hosted, Accept.js, AIM SDK
- Customer Information Manager (CIM) vault
- Advanced Fraud Detection Suite
- eCheck.Net ACH processing
- Recurring (ARB) and partial auths
- Visa CardHolder Authentication (VbV)
Already using a cart? We're already in it.
Drop-in plugins for every major shopping cart. Install, paste your keys, take orders.
Native plugin in the WordPress repo. Hosted fields, Apple Pay, Google Pay, subscriptions, refunds — all from your dashboard.
Approved Shopify Payments alternative for merchants who want to keep their existing rate or use the XRay Gateway.
Fully-hosted checkout with PCI Level 1 token vault. Native gift cards, store credit, and multi-currency.
Adobe-marketplace-listed extension supporting Vault, 3DS2, and admin captures. Magento 2.4+.
Free module for PrestaShop 1.7 / 8.x. SEPA + card with hosted-iframe checkout and refund support.
OpenCart 3 + 4 with NMI three-step redirect or Authorize.Net AIM/Accept Hosted.
Wix-Stores-approved app to route Wix checkouts through NMI or Auth.Net.
Bridge to Squarespace via hosted payment page or Squarespace Commerce custom integration.
Drop-in Ecwid storefront integration with one-click recurring orders and subscription handling.
Built-in gateway support — just paste your XRay credentials in the merchant settings.
Volusion-approved gateway plug-in supporting AIM, vault, and Volusion subscriptions.
Web-host and SaaS billing automation. Recurring, prorated upgrades, and hosted card-update workflows.
Funnel checkout with order bumps, upsells, and 3-step CRM-style buy paths.
Hosted-fields snippet for Webflow Ecommerce or any custom Webflow checkout flow.
Trigger card capture from Marketo Engage forms via the XRay webhook bridge.
WordPress Gravity Forms add-on for custom forms — donations, deposits, ticketing.
Don't see your platform? Our REST API and SDKs cover anything custom.
Every feature your store actually needs.
Tokenized vault
Store cards as PCI-safe tokens. Account-updater service keeps expired cards fresh so renewals don't fail.
Subscription engine
Daily, weekly, monthly, annual — with proration, free trials, and intelligent retry logic that recovers ~18% more revenue.
3DS2 + SCA
Frictionless 3D Secure 2 challenge flow built into hosted fields. Liability shift on every supported card.
Apple Pay & Google Pay
Wallet payments with one-line activation. Domain registration handled for you on every site.
ACH at 0.50%
NACHA-compliant eCheck for high-ticket B2B. Recurring debits, returns, NOC handling, and same-day origination.
Fraud + chargeback defense
Velocity rules, BIN blocking, IP geofencing, AVS/CVV scoring, and 3DS challenge fallback when scores drop.