Religious, charitable & advocacy
Every dollar of fees is a dollar that doesn't help your mission. Nonprofits deserve discounted rates, frictionless donation flows, recurring-giving programs that don't lose donors to expired cards, and tax receipting that doesn't require a developer. Xray builds nonprofit accounts that treat your cause like it matters.
Why generic processing fails Nonprofits.
Fees that take 3% of every gift
$50 donation, processor takes $1.95. Across $500K/year that's $14,500 not helping the mission.
Recurring donors who silently drop off
Expired card, no Account Updater = monthly donor is gone. You don't notice until 3 months in.
Tax receipts manually generated
Year-end rolls around and the development director spends two weeks generating donor receipts in Excel.
No designated-fund tracking
"This gift is for the building campaign." OK, but the processor dumps it all in one account. Accounting nightmare.
What Xray actually configures for Nonprofits.
Discounted nonprofit pricing tier
Verified 501(c)(3) status unlocks rates roughly 50bp below standard — typically 1.95% all-in.
Recurring giving with Account Updater
Monthly donors' cards auto-update when reissued. Smart-retry on declines. Retention climbs from ~78% to 94%+.
IRS-compliant tax receipts on every donation
Auto-email receipt with EIN, gift amount, date, and your charitable disclosure. Year-end summary emailed automatically.
Designated-fund routing
Donor picks "Building campaign" on the donation form; gift tags to that fund; reporting by designation; restricted vs. unrestricted clear in every report.
The terminals we ship for Nonprofits.
Every device pre-configured for your account, menu, and tip prompts before it ships.
Clover Mini
For event check-in and on-site donation collection.
PAX A35
Customer-facing PIN pad for in-person giving at events.
Clover Flex
Mobile handheld for outdoor events and fundraising drives.
Dejavoo iPOSgo!
Tap-to-pay on volunteer phones at outdoor events.
Programs we run
Configured on your account before activation.
- Nonprofit-discount rate (verified 501(c)(3))
- Recurring giving with smart-retry and Account Updater
- IRS-compliant tax receipting
- Designated-fund tracking
- Hosted donation forms with branding
- Text-to-give campaigns
- Multi-currency for international giving
Software & integrations
Bidirectional, real-time wherever supported.
- DonorPerfect
- Bloomerang
- Salesforce Nonprofit Cloud
- Kindful
- Planning Center (churches)
- QuickBooks Online (Fund Accounting via Aplos integration)
Features tuned for Nonprofits.
What it looks like on a Tuesday.
Children's charity doing $800K/year: hosted donation form on their domain, donor enters $50 monthly recurring + designated to "Education Fund." Card on file tokenized; auto-charge on the 1st; IRS-compliant receipt auto-emailed with EIN and 501(c)(3) disclosure. Six months in, the donor's card is reissued — Account Updater auto-updates; no missed payment. Year-end, the entire donor base gets an automated summary email with their giving total for tax filing. Development director's end-of-year work: zero.
Why generic processors fall short.
Most processors don't even verify your 501(c)(3) status — you pay retail rates. They don't support designated-fund routing, force you to manually generate tax receipts, and have no Account Updater for recurring giving. The wrong setup is a fundraising leak that no donor ever sees.
The actual math.
A $1M-revenue charity at 2.6% generic pays $26,000 in fees. Nonprofit pricing at 1.95% saves $6,500. Account Updater on recurring giving retains roughly 16% more monthly donors — typically $30-50K more annually for a charity with a strong recurring program.
Nonprofits questions, straight answers.
How do I get the nonprofit rate?
Send us your IRS determination letter or your EIN. We verify 501(c)(3) status; the discounted rate applies from your first transaction.
Will donors get tax receipts automatically?
Yes — every donation triggers an IRS-compliant email receipt with your EIN, the gift amount, the date, and required disclosure language.
Can I run designated funds?
Yes — donors pick a fund on the donation form; gifts tag to that fund; reporting separates restricted and unrestricted clearly.
How does text-to-give work?
You get a shortcode (e.g., "GIVE to 44321"); donor texts a dollar amount; a payment link returns; donation completes in 60 seconds.
